---
title: How are risk points calculated?
description: How Argus calculates driver risk points from six risk attributes, including speeding, school zone, night time and adverse weather.
---

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1. [Argus Tracking Customer Knowledge Base](https://help.argustracking.co.nz/knowledge-base?hsLang=en-au)
2. [Driver safety and behaviour](https://help.argustracking.co.nz/knowledge-base/driver-safety-and-behaviour?hsLang=en-au)
3. [Risk points and scoring](https://help.argustracking.co.nz/knowledge-base/driver-safety-and-behaviour?hsLang=en-au#risk-points-and-scoring)

# How are risk points calculated?

## Argus applies risk points for risky driving events like speeding, with more points where more risk attributes — school zone, night time, adverse weather — apply at once.

Argus applies risk points to a vehicle whenever a driver's behaviour is flagged as risky, most commonly speeding. The more risk attributes that apply to a single event — for example speeding at night, in a school zone, in one event — the more risk points that event earns, because the combination represents greater danger.

**Also known as / customers also ask:** how are risk points calculated, risk point scoring, points per 100km, driver scorecard points, risk point attributes

## What does risk point scoring do?

It turns individual risky driving events into a score that feeds the Driver Behaviour and Fleet Behaviour Insights pages, the risk point reports under Reporting, and each driver's star rating.

## How does risk point scoring work?

Argus reports on six risk attributes: **Speeding** (travelling 10 km/h or more over the speed limit), **Open Road** (10 km/h or more over the limit on the open road, a higher-crash area), **Night Time** (10 km/h or more over the limit after sundown, a higher-crash time), **School Zone** (10 km/h or more over the limit through a school zone), **Adverse Weather** (speeding in bad weather conditions), and **Cruise Speeding** (maintaining an overspeed for a sustained distance — the vehicle logs its position every 500 metres, so this attribute means at least 1 km was covered at a high speed).

Each attribute applies independently based on the conditions at the time. A single overspeed event can trigger more than one attribute at once — for example speeding on the open road, at night, in adverse weather — and events with more attributes attached earn more risk points than a single-attribute event. Argus does not publish the specific point weightings behind this beyond that overview.

## Who uses risk point scoring, and when would I use it?

Fleet managers and safety-focused roles use it to identify at-risk drivers and driving patterns, and to feed the star rating and risk point reports used for coaching and review.

## What do I need to see risk point detail?

Drilling into risk point evidence on the Driver Behaviour page, or running the risk point reports under Reporting, needs the MIDI plan or above.

## How do I get started with risk points?

Open Driver Behaviour to see your drivers' current risk point totals and star ratings. See [how to read the Driver Behaviour page](https://help.argustracking.co.nz/knowledge-base/how-do-i-read-the-driver-behaviour-page?hsLang=en-au) for how to read the detail, and [how the driver behaviour star rating works](https://help.argustracking.co.nz/knowledge-base/how-does-the-driver-behaviour-star-rating-work?hsLang=en-au) for how points roll up into a rating.

## Do all six attributes apply to every speeding event?

No. Each attribute applies independently based on the conditions at the time — time of day, location, weather and duration. A single overspeed event can trigger more than one attribute at once.

This article doesn't cover *disputing a risk point you think is wrong* — see [how to query or dispute a risk point](https://help.argustracking.co.nz/knowledge-base/how-do-i-query-or-dispute-a-risk-point?hsLang=en-au). It also doesn't cover *the difference between an overspeed alert and a risk point* — see [why you got an overspeed alert or a risk point](https://help.argustracking.co.nz/knowledge-base/why-did-i-get-an-overspeed-alert-or-a-risk-point?hsLang=en-au).

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